Who is Covered Under Florida Workers’ Compensation?

If you have been injured at work or suffered a serious illness because of your occupation, you may be entitled to file a Florida Workers' Compensation claim. Unfortunately, even though almost every employer in the state of Florida is required to carry this coverage, it does not guarantee that your claim will be processed in a fair manner.

It is not uncommon for the insurance company to try and deny your Florida Workers' Compensation claim. This is why you should seek the legal counsel of a Jacksonville Workers' Compensation lawyer early in the process.

Florida Workers' Compensation Requirements

The basic starting point for determining your coverage is to know who generally is covered under Florida's Workers' Compensation. If you are employed by someone who is required to carry this coverage-and nearly every business in Florida must-you are covered if you are injured at work.

The following types of employers are required to carry Florida Workers' Compensation coverage:

• employer is a state or local government;
• employer is in the construction industry (1 or more employees);
• employer is in an industry other than construction (4 or more employees); and
• employer is a farmer (5 regular employees and/or 12 or more seasonal workers).

In the construction industry you should know that an exempted member of a limited liability company or a corporate officer is not considered an employee.

In an industry other than construction, the 4 employees can have either part-time or full-time work status. An exempted corporate officer is not considered an employee.

Coverage Under Florida Workers' Compensation

When your work injury causes you to suffer and undergo medical care, these expenses may be covered under Florida Workers' Compensation coverage.

You may be eligible to receive compensation for the following types of necessary medical care/treatment:

• doctor appointments;
• hospitalization;
• prostheses;
• assistive devices; and
• travel expenses (to and from authorized medical facility).

In addition, you may be able to collect your lost income while you are unable to work. These benefits may be available after you have filed your Florida Workers' Compensation claim.

How a Jacksonville Workers' Compensation Lawyer Can Help

While it might seem obtaining Workers' Compensation benefits would be easy, that is not necessarily always the case. If your claim has been denied or you need assistance in filing your Florida Workers' Compensation claim you should seek the help of a Jacksonville Workers' Compensation lawyer.

A Jacksonville Workers' Compensation lawyer will evaluate your case and help you fight for your Florida Workers' Compensation claim.

Contacting a Jacksonville Workers' Compensation Lawyer

If the insurance settlement you are offered seems too low, or you have uncertainties about how it will address your long-term needs, it may be time to seek the advice of a professional with experience in Florida Workers' Compensation claims. A Jacksonville Workers' Compensation attorney from Sullivan & Hepler can help you get the settlement you deserve after you've suffered a serious Florida work accident injury. Contact us today at 904-384-8808 or 1-800-295-4193.